1. Commercial name: UL68 Tam An Bao Phat:
|
Option 1 |
Option 2 |
|
|
Age at entry |
6 months old – 65 years old |
6 months old – 55 years old |
|
Policy term |
Until 100 |
Until 66 |
|
Premium term |
Flexible premium payment from Policy year 5th |
|
2. Product features
- Conservative investment with guaranteed interest rate and attractive loyalty bonus
- Protection coverage up to 500% Sum Insured against the risk of accidental death/TPD(1)
- Free of withdrawal charge from excess premium account to give you more flexibility in balancing your financial plans
- Family protection solutions are available if you opt to attach riders provided by Mirae Asset Prévoir(2)
Note:
- TPD: Total permanent disability
- To protect the whole family, you may attach more riders to the main plan that are provided by Mirae Asset Prévoir from time to time.
3. INSURANCE BENEFITS
Protection benefits
Death/TPD benefits: select one among those two plans:
|
A – Saving plan |
B – Protection plan |
|
Pay the amount which is greater between: ● Sum Insured, and ● Policy account value |
Pay the total amount of: ● Sum Insured, and ● Policy account value |
Accidental Death/ TPD benefits occurring before 66 years old (subject to Policy Owner’s option): Pay additional insurance benefit up to 500% Sum Insured.
Investment benefits
Receive investment returns from Universal Life fund with a guaranteed interest rate of 2%/year earned from Policy account value which shall give you greater peace of mind in your financial plan for the future.
Attractive loyalty bonus which is payable at the end of every 4 Policy years which helps you and your family nourish and increase your savings swiftly.
|
Policy year |
4 |
8 |
12 |
16 |
20 |
|
% Average target premium on annual frequency |
6% |
12% |
18% |
24% |
30% |
Maturity benefit
Receive 100% Policy account value at the end of policy term.