Home construction and renovation loan: Promptly meet Customers’ home construction/repair financing needs
Highlight benefits
Flexible disbursement method according to the progress or Customer’s needs
Home construction/renovation financing for customers' family members as well
Flexible financing level and long tenor to suit customers' needs
Assets can be owned by customers or their relatives.
PRODUCT FEATURES
Customer age: from 18 to 65 years old
Lending ratio: 100% of financial needs
Tenor: 120 months (10 years)
Collateral: Real estate or other properties
Lending method: One-time loan
Registration and use
Contact: Interested customers are kindly requested to contact the nearest VietABank transaction points. Or call our Contact Center: 1900.555.590
FAQ
Frequently asked questions about the product
01
Is it possible to use someone else's property as a pledge/mortgage?
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02
I bought a house and wanted to get a loan at VAB to pay the seller and mortgage it with this house, but the seller required to pay in full before I could transfer the title to me, so the In this case, will VAB disburse to prepay the seller and then transfer the title of the certificate of ownership?
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03
I have a need for a home loan, but now I have paid off all the sellers. From the date of payment to the seller to the date I asked VAB for a loan, it has been 3 months, the certificate has been transferred to me for 1 month. So in this case, will VAB lend me a loan for the purpose of buying that house?
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04
Is the loan procedure at VAB complicated or not?
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05
My child goes to study/medical treatment (domestic and overseas), does VAB provide a loan to pay tuition/medical treatment?
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06
Projects that have signed association with VAB but do not have a certificate of ownership or use for the apartment I buy, can they borrow capital and mortgage with that property?
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07
I have a loan at VAB, when I sell the mortgaged property to the buyer, the buyer needs to borrow at VAB, can I transfer my loan to the buyer in the name of the buyer?
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08
How old can I get a loan at VietABank?
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09
Can I go to any VAB location to get a loan?
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10
Can customers with a foreign spouse get a loan at VietABank?
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